I started in the insurance industry in 1970 with Connecticut General Life Insurance Company as an Estate Planner immediately upon graduation from Towson University. From 1975 through 1978 I was the Brokerage Manager for the Great-West Life Assurance Co. I established Gibson Associates, an independent brokerage operation, in 1978. In 1985-86, I had the pleasure of serving as the President of the Carroll County Association of Life Underwriters [Now the Carroll-Howard Association of Insurance and Financial Advisors (CHAIFA)]. I hold the Life Underwriters Training Council Fellow designation. In 2003 I became a member of the Society of Certified Senior Advisors.